This allows shareholder or key personal to add additional disability coverage to cover salary, bonuses or a dividend payment.
Provides a lump sum payment to individuals in the event of serious illness; cancer, stroke, and heart attack to name a few.
This portion of the executive benefits plan offers an ideal way to compensate key individuals in a tax efficient manner. Pre-tax corporate dollars are used to fund medical expenses that otherwise would have been paid with personal after-tax dollars.
Also referred to as COLI, this is commonly purchased for senior executives and used for various strategies such as creating tax deductions, reimbursing the cost of funding employee benefits, providing business loan protection, and more.
This involves the use of Life Insurance to fund a shareholders’ agreement or key-person agreement. Our executive benefits brokers can explore the most tax efficient way to pursue a death or living benefit for you or your estate.
This involves executive benefits plan design review, investment selection, and market analysis to determine the best service provider for your employees. Regular communication updates and reviews of investment performance, asset allocation and fund managers are also included. Our executive benefits company ensures your benefits plan is properly administered.